Well, as you know, I'm working and I am very thankful for the income. My plan is to start paying off my debt and get back to saving. Thankfully, I have been very frugal over my year of unemployment, so it shouldn't take too long to do this (as long as I stay on track.).
But you see, there are powerful forces working against my plan. Some I can control, some I cannot.
First, there is insurance. Cobra is over. I am on my own. I just applied to the Freelancers union. Membership in the union is free, but you have to prove your temp, or independent contractor status with invoices, paystubs and contracts. I can look forward to $500 a month for coverage. This is annoying because I NEVER GET SICK. But I am too OLD, and too smart to go without insurance. So it is what it is.
And, now that I am working in the city, I have new expenses. I pay $50 a week for travel, I had to change my Gym membership to the city (since I can't get home in time for classes at the SI gym) that's another $35 extra month, and I needed to spend about $500 to get some work appropriate clothes for the Fall (my old clothes are OLD....no lie!). A winter wardrobe of equal or greater value will be around the corner.
Those are the things out of my control.
Then there are the things that I can control, but don't want to...Like paying for lunch in the city, or going out and not worrying about not spending too much money. Its so hard now that I have income. I want to live again, and do things and enjoy myself. It is only natural.
But, I'm still in temp limbo at "Elastic," so I have to be careful.
You know what they say about money...easy come, easy go. But I am working against this! Wish me luck!
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