Well, as you know, I'm working and I am very thankful for the income. My plan is to start paying off my debt and get back to saving. Thankfully, I have been very frugal over my year of unemployment, so it shouldn't take too long to do this (as long as I stay on track.).
But you see, there are powerful forces working against my plan. Some I can control, some I cannot.
First, there is insurance. Cobra is over. I am on my own. I just applied to the Freelancers union. Membership in the union is free, but you have to prove your temp, or independent contractor status with invoices, paystubs and contracts. I can look forward to $500 a month for coverage. This is annoying because I NEVER GET SICK. But I am too OLD, and too smart to go without insurance. So it is what it is.
And, now that I am working in the city, I have new expenses. I pay $50 a week for travel, I had to change my Gym membership to the city (since I can't get home in time for classes at the SI gym) that's another $35 extra month, and I needed to spend about $500 to get some work appropriate clothes for the Fall (my old clothes are OLD....no lie!). A winter wardrobe of equal or greater value will be around the corner.
Those are the things out of my control.
Then there are the things that I can control, but don't want to...Like paying for lunch in the city, or going out and not worrying about not spending too much money. Its so hard now that I have income. I want to live again, and do things and enjoy myself. It is only natural.
But, I'm still in temp limbo at "Elastic," so I have to be careful.
You know what they say about money...easy come, easy go. But I am working against this! Wish me luck!
Tuesday, September 28, 2010
Tuesday, September 7, 2010
Take care of YOURSELF!
Okay...I don't want to jump to conclusions, but I haven't been sick in a year. I go to work for 3 weeks and I have some nasty cough. And I'm not the only one. It's going around.
Oh well, that's the way it goes. No pain...no paycheck.
Anyway, thankfully, its just a cold...but in honor of this incident, here is my researched top ten tips for staying healthy, (regardless of employment status)..
TOP TEN TIPS FOR STAYING HEALTHY
1) Eat healthy.
2) Get excercise.
3) Get a good night's sleep.
4) Avoid stress.
5) Don't smoke.
6) Wash your hand often.
7) Keep your hands off your face.
8) Bring a sweater to the office to counteract heavy air conditioning inside.
9) Avoid Caffine and drink plenty of water.
10) Take vitamin C.
QUOTE OF THE DAY:
If your body's not right, the rest of your day will go all wrong. Take care of yourself. ~Terri Guillemets
Oh well, that's the way it goes. No pain...no paycheck.
Anyway, thankfully, its just a cold...but in honor of this incident, here is my researched top ten tips for staying healthy, (regardless of employment status)..
TOP TEN TIPS FOR STAYING HEALTHY
1) Eat healthy.
2) Get excercise.
3) Get a good night's sleep.
4) Avoid stress.
5) Don't smoke.
6) Wash your hand often.
7) Keep your hands off your face.
8) Bring a sweater to the office to counteract heavy air conditioning inside.
9) Avoid Caffine and drink plenty of water.
10) Take vitamin C.
QUOTE OF THE DAY:
If your body's not right, the rest of your day will go all wrong. Take care of yourself. ~Terri Guillemets
Wednesday, September 1, 2010
Don't count your money...before you get paid!
Well for those of you that are counting, its been 3 weeks in the new job. So far things are working out really well. I'm enjoying the experience at Elastic (much better than the last time) and really enjoying getting back into the email marketing world. I love the instantaneous results!!!
The only issue I have is the income (or lack thereof). Even though I have been submitting invoices religiously on Mondays, and my boss has been approving them right away...so far, no check. I know I am going to get paid, but this is stretching me pretty thin. Not fun.
Anyway, I'm hoping this is an accounting snafu...and that this is not something I have to hunt down every week (or month or however they work out their payment schedule).
Seriously, I'm missing the regularity of direct deposit, where I don't have to watch my overdrafts. I'm not used to having to watch every invoice. That's a pain in the butt, and I'm not really organized that way.
Anyway... just another challenge in the unemployment experience. I'll figure it out.
Top Ten Quotes About Money:
“There are people who have money and people who are rich.” --Coco Chanel
"Go out in the world and work like money doesn't matter, Sing as if no one is listening, Love as if you have never been hurt, and Dance as if no one is watching”
“Money will come when you are doing the right thing.” --Mike Phillips
“If you think nobody cares if you're alive, try missing a couple of car payments.” --Earl Wilson
“Money is a good servant but a bad master.”-- Francis Bacon
“Money grows on the tree of persistence” --Japanese Proverb quotes
“All I ask is a chance to prove that money can't make me happy” --Spike Milligan
“I am not interested in money. I just want to be wonderful.” --Marilyn Monroe
“Starting out to make money is the greatest mistake in life. Do what you feel you have a flair for doing, and if you are good enough at it, the money will come.” --Greer Garson
“The best things in life are free.” --American Proverb quotes
The only issue I have is the income (or lack thereof). Even though I have been submitting invoices religiously on Mondays, and my boss has been approving them right away...so far, no check. I know I am going to get paid, but this is stretching me pretty thin. Not fun.
Anyway, I'm hoping this is an accounting snafu...and that this is not something I have to hunt down every week (or month or however they work out their payment schedule).
Seriously, I'm missing the regularity of direct deposit, where I don't have to watch my overdrafts. I'm not used to having to watch every invoice. That's a pain in the butt, and I'm not really organized that way.
Anyway... just another challenge in the unemployment experience. I'll figure it out.
Top Ten Quotes About Money:
“There are people who have money and people who are rich.” --Coco Chanel
"Go out in the world and work like money doesn't matter, Sing as if no one is listening, Love as if you have never been hurt, and Dance as if no one is watching”
“Money will come when you are doing the right thing.” --Mike Phillips
“If you think nobody cares if you're alive, try missing a couple of car payments.” --Earl Wilson
“Money is a good servant but a bad master.”-- Francis Bacon
“Money grows on the tree of persistence” --Japanese Proverb quotes
“All I ask is a chance to prove that money can't make me happy” --Spike Milligan
“I am not interested in money. I just want to be wonderful.” --Marilyn Monroe
“Starting out to make money is the greatest mistake in life. Do what you feel you have a flair for doing, and if you are good enough at it, the money will come.” --Greer Garson
“The best things in life are free.” --American Proverb quotes
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