The other day, a good friend of mine was thoughtful enough to tell me how proud she was of me for the way I am handling my unemployment. If you saw my facebook page, you'd see that I haven't been standing very still lately and have maintained a positive attitude throughout. My friend noticed this, and commented how she doesn't know if she would be able to do the same, if she were in my shoes.
I'll be honest, it’s all real, but it’s not natural. It takes A LOT of work to keep my head up. But I knew from the beginning that the road back to the workforce is going to be a long one. This economy is a mess and will probably get worse before it gets better. There's not much I can do about that. So, I decided early on that instead of focusing on things I can't control, to take control of the things I can.
I can't control when I get my next job, but I can control my efforts to get there. I do the best I can, networking, following leads and getting my resume out there. That's the best I can do (as far as I know), and as long as I am doing my best, I have nothing to be ashamed of.
I can't control the fact that I don't have a job to fill my day, but I can control what I do with the day I have. When I am done with my job hunting, I can use my day in "productive" ways, visiting museums, building my skill set, helping friends, volunteering and going to the gym. If I am productive, I haven't wasted my time and that makes me feel good about my days.
I can't control that I don't have a daily paycheck, but I can control what makes me feel valuable to myself and others. I can celebrate my successes (big or small) and be there for my friends and family when they need me. While a paycheck is important (we all need money), there are other things that can result in a rich life.
So that's how I do it. You can do it too. Just don't let the things you can't control get you down. And thanks, good friend (you know who you are), for noticing. It made my day. :)
Saturday, September 26, 2009
Tuesday, September 22, 2009
"Time is Money..."
No doubt...the sooner you land a job, the better off you will be financially. I don't think I need to be reminded of this...EVER. I'm in the race to get to my next job. I'm keeping myself busy searching, following up on leads, contacting old friends...
So when I got a call from Bonnie, who I thought was a headhunter, I followed up right away. She asked me to send my resume and promised to call me to discuss at 12:00 on Friday. I moved my plans around to make sure I was available for the call.
On Friday, Bonnie called filled with compliments on my experience, skills and education. She asked me about my biggest frustration concerning my job hunt. I said it was the amount of time it was taking me. She told me that she and her team would have me working again in 4 weeks. Her team included a resume writer, a team of letter writers and career coaches. Bonnie's team has access to all the jobs that are not posted anywhere else. They would do EVERYTHING for me.... send me leads, and even write my cover and thank you letters. All I have to do is show up for the interview, and call them afterwards to tell them what happened.
After 30 minutes, Bonnie says, "How does all this sound to you?" I had already shut down. I knew where this was going. But I already wasted this much time (MONEY) on the call, so I said, "Well, it sounds great, Bonnie, but I assume there is a cost involved." Bonnie says, "Well yes, it is a service. It costs $1,900. " And then without skipping a beat she asks, "What credit card do you want to put this on?"
Are you kidding me??? ARE YOU KIDDING ME?
I asked her to email me the information and I would have to think about it. The email comes with the following message:
Barbara
Time is money……I understand that you do have obligations but you are lucky enough to make your ends meet, now is the time to figure out how long will you luck hold out for. This window on average is 4-6 weeks ...Keep in mind, at your income level you are losing $4,000 every month you haven’t found the right position.
Thanks for the advice, Bonnie. Do you have any words of wisdom about throwing money out the window? Well, I'm going to keep working on my own and I'll keep my $1900. How do you like that?
This kind of business really pisses me off. I hate when people prey on your insecurities. Basically, they are saying, "You don't have a job, you can't do it on your own, and you need us to get back on your feet...so give us all your money and sit back and watch us work. " I don't think so.
This is a tough time people, but we'll get through this. Just remember to keep your head up. Don't let these yo-yo's waste your time, take your money or get you down.
In honor of my experience, I decided to pull a bunch of quotes about money. I hope they inspire you to keep working to your next job.
Top 10 Quotes on Money
(AKA - There's more to life...)
1)“What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.” -- Julia Cameron
2) “Financial sense is knowing that certain men will promise to do certain things, and fail” -- Egar Watson Howe
3) “If a man has money, it is usually a sign, too, that he knows how to take care of it; don't imagine his money is easy to get simply because he has plenty of it.” --Edgar Watson Howe
4) “The best things in life are free.”
5) “Put not your trust in money, but put your money in trust” --Oliver Wendell Holmes
6) “Money buys everything but good sense” - Yiddish Proverb
7) “Money is the most important thing in the world. It represents health, strength, honor, generosity and beauty as conspicuously as the want of it represents illness, weakness, disgrace, meanness and ugliness.” - George Bernard Shaw
8) “With money you can buy a house, but not a home...With money you can buy a clock, but not time...With money you can buy a book, but not knowledge...With money you can buy blood, but not life
...With money you can buy sex, but not love...So what can you buy with money???”
9) “No horse can go as fast as the money you put on it” --Earl Wilson
10) “Rich people have money, poor people have faith.” Helen Lagerberg
So when I got a call from Bonnie, who I thought was a headhunter, I followed up right away. She asked me to send my resume and promised to call me to discuss at 12:00 on Friday. I moved my plans around to make sure I was available for the call.
On Friday, Bonnie called filled with compliments on my experience, skills and education. She asked me about my biggest frustration concerning my job hunt. I said it was the amount of time it was taking me. She told me that she and her team would have me working again in 4 weeks. Her team included a resume writer, a team of letter writers and career coaches. Bonnie's team has access to all the jobs that are not posted anywhere else. They would do EVERYTHING for me.... send me leads, and even write my cover and thank you letters. All I have to do is show up for the interview, and call them afterwards to tell them what happened.
After 30 minutes, Bonnie says, "How does all this sound to you?" I had already shut down. I knew where this was going. But I already wasted this much time (MONEY) on the call, so I said, "Well, it sounds great, Bonnie, but I assume there is a cost involved." Bonnie says, "Well yes, it is a service. It costs $1,900. " And then without skipping a beat she asks, "What credit card do you want to put this on?"
Are you kidding me??? ARE YOU KIDDING ME?
I asked her to email me the information and I would have to think about it. The email comes with the following message:
Barbara
Time is money……I understand that you do have obligations but you are lucky enough to make your ends meet, now is the time to figure out how long will you luck hold out for. This window on average is 4-6 weeks ...Keep in mind, at your income level you are losing $4,000 every month you haven’t found the right position.
Thanks for the advice, Bonnie. Do you have any words of wisdom about throwing money out the window? Well, I'm going to keep working on my own and I'll keep my $1900. How do you like that?
This kind of business really pisses me off. I hate when people prey on your insecurities. Basically, they are saying, "You don't have a job, you can't do it on your own, and you need us to get back on your feet...so give us all your money and sit back and watch us work. " I don't think so.
This is a tough time people, but we'll get through this. Just remember to keep your head up. Don't let these yo-yo's waste your time, take your money or get you down.
In honor of my experience, I decided to pull a bunch of quotes about money. I hope they inspire you to keep working to your next job.
Top 10 Quotes on Money
(AKA - There's more to life...)
1)“What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.” -- Julia Cameron
2) “Financial sense is knowing that certain men will promise to do certain things, and fail” -- Egar Watson Howe
3) “If a man has money, it is usually a sign, too, that he knows how to take care of it; don't imagine his money is easy to get simply because he has plenty of it.” --Edgar Watson Howe
4) “The best things in life are free.”
5) “Put not your trust in money, but put your money in trust” --Oliver Wendell Holmes
6) “Money buys everything but good sense” - Yiddish Proverb
7) “Money is the most important thing in the world. It represents health, strength, honor, generosity and beauty as conspicuously as the want of it represents illness, weakness, disgrace, meanness and ugliness.” - George Bernard Shaw
8) “With money you can buy a house, but not a home...With money you can buy a clock, but not time...With money you can buy a book, but not knowledge...With money you can buy blood, but not life
...With money you can buy sex, but not love...So what can you buy with money???”
9) “No horse can go as fast as the money you put on it” --Earl Wilson
10) “Rich people have money, poor people have faith.” Helen Lagerberg
Saturday, September 19, 2009
Job Search Tip 4 - Save your receipts
Your job search expenses may be tax deductable when you file your income taxes. The key to getting these deductions is saving your receipts. You'll be surprised how much everything adds up. I have a folder on the refridge, where I deposit notes about my job search, and any receipts that I can get credit for when it comes to tax time.
In my research I learned that generally, you can make deductions if you are looking for a job in the same line of work in which you were employed. The only catch is that you can only deduct expenses that exceed 2% of your income. Your income would include: money you were making before you were laid off, your severance and vacation pay, and work you have done as an independent contractor (All of this is taxable.)
Please refer to the IRS and your tax advisor for the final word on what can be deducted.
The IRS lists the deductable expenses, at Publication 529.
http://www.irs.gov/publications/p529/ar02.html#en_US_publink100026911
Here are some other sources of information on this topic:
http://businessmajors.about.com/od/jobsearch/qt/tax_tips_expens.htm
http://www.prlog.org/10191814-unemployment-is-taxing-enough-get-yourself-tax-deduction.html
http://www.turbotax.com/
Any tips or articles you can share? Love to hear them.
In my research I learned that generally, you can make deductions if you are looking for a job in the same line of work in which you were employed. The only catch is that you can only deduct expenses that exceed 2% of your income. Your income would include: money you were making before you were laid off, your severance and vacation pay, and work you have done as an independent contractor (All of this is taxable.)
If you are making itemized deductions, here are some of the items you might be able to deduct:
- Outplacement services you paid for
- Local and Long Distance Phone calls you made
- Cost of having your resume done by a professional
- Copying/Printing your resume
- Mailing your resume out
- Traveling expenses for going to and from the interview.
- Internet Search
- Newspaper Subscriptions
- Schooling
- Memberships in Professional Associations
Please refer to the IRS and your tax advisor for the final word on what can be deducted.
The IRS lists the deductable expenses, at Publication 529.
http://www.irs.gov/publications/p529/ar02.html#en_US_publink100026911
Here are some other sources of information on this topic:
http://businessmajors.about.com/od/jobsearch/qt/tax_tips_expens.htm
http://www.prlog.org/10191814-unemployment-is-taxing-enough-get-yourself-tax-deduction.html
http://www.turbotax.com/
Any tips or articles you can share? Love to hear them.
Thursday, September 17, 2009
Job Search Tip 3 - Work the network
Your network works both ways. Sometimes people will come to you for help, contacts or advice and sometimes you go to them. When everyone is working, the network is a great resource. But when you are unemployed, its a life preserver. You need to really work it.
As you search the job search sites and apply for jobs, take a second look on linkedin for people who work in the companies you are applying to. Reach out to them and ask them for help getting your resume in front of the right people. It is a simple request, and in most cases if your contact can help you, they will. Be sure to include a link for the job listing you are interested in, and attach your resume.
In the best case scenario, your contact will know the right person and will give your resume directly to them. They might even know of another position you would be perfect for. Worst case, they can't help you in this particular situation. But I always think like to think of the positive side of actions...No matter what, now you are on your contact's (friend's) radar. (And you know how I believe in the power of friends...)
Finding a full time job is a full time job, people. We can do it...just keep on trucking.
Quote of the day:
“Few of us get anything without working for it” - William Feather
As you search the job search sites and apply for jobs, take a second look on linkedin for people who work in the companies you are applying to. Reach out to them and ask them for help getting your resume in front of the right people. It is a simple request, and in most cases if your contact can help you, they will. Be sure to include a link for the job listing you are interested in, and attach your resume.
In the best case scenario, your contact will know the right person and will give your resume directly to them. They might even know of another position you would be perfect for. Worst case, they can't help you in this particular situation. But I always think like to think of the positive side of actions...No matter what, now you are on your contact's (friend's) radar. (And you know how I believe in the power of friends...)
Finding a full time job is a full time job, people. We can do it...just keep on trucking.
Quote of the day:
“Few of us get anything without working for it” - William Feather
Monday, September 14, 2009
Reality Check - Health Insurance
I'm a pretty healthy person, and hardly ever go to the doctor. But this weekend I got stung by a bee and was taken to the hospital by ambulance with an allergic reaction. The whole time I was going through this, I was thinking about the added expenses I was going to have to deal with AND feeling a little better about the fact that I have insurance.
I can't tell you how many people I talk to that opt to go without insurance simply because they can't afford it. That is so scary to me. You never know what blows life can deal you. I'm hoping that a) I get a good job with great benefits well before my supplemented COBRA runs out, and b) I never have to use them.
I've been so thankful for the 65% my old company has been contributing to my COBRA payments. They will be making these payments for the next few months and then I am on my own. The cost will go from $100 a month to close to $500. That's more than one unemployment check, and I still have a mortgage and other bills to pay.
This little reality check puts the health insurance debate front and center in my mind. This is the time I need coverage the most or I could be wiped out financially. I pray that Obama and his administration do right by all Americans and that he gets the support he needs to be successful.
As many posted on Facebook:
No one should die because they cannot afford health care. No one should go broke because they get sick. No one should be denied medical care by their own insurer. No one should stay in a job because they are afraid to lose their insurance.
And here is my motivational quote of the day:
Our greatest glory is not in never falling but in rising every time we fall. --Confucius
I can't tell you how many people I talk to that opt to go without insurance simply because they can't afford it. That is so scary to me. You never know what blows life can deal you. I'm hoping that a) I get a good job with great benefits well before my supplemented COBRA runs out, and b) I never have to use them.
I've been so thankful for the 65% my old company has been contributing to my COBRA payments. They will be making these payments for the next few months and then I am on my own. The cost will go from $100 a month to close to $500. That's more than one unemployment check, and I still have a mortgage and other bills to pay.
This little reality check puts the health insurance debate front and center in my mind. This is the time I need coverage the most or I could be wiped out financially. I pray that Obama and his administration do right by all Americans and that he gets the support he needs to be successful.
As many posted on Facebook:
No one should die because they cannot afford health care. No one should go broke because they get sick. No one should be denied medical care by their own insurer. No one should stay in a job because they are afraid to lose their insurance.
And here is my motivational quote of the day:
Our greatest glory is not in never falling but in rising every time we fall. --Confucius
Friday, September 11, 2009
Friends - You can always count on them
Thanks to Facebook, "friends" is a hot topics these days. I love hearing stories on how people are being reconnected to old schoolmates, co-workers and even friends-of-friends. It is an amazing phenomena. Facebook has revived social lives, prompted informal class reunions and built new online support systems. Mine included.
Today I have over 300 friends on Facebook, and the list grows bigger every day. I know some people would argue that these people aren't all my real friends, but I would argue they are, in their own ways.
I'm always touched by thoughtful comments on my status updates, and the good wishes sent my way. Some are from people I see and talk to every day, but many are not. It makes me feel really special and lucky. And now the leads coming from Facebook as I search for a job...unbelievable. It just more proof (if you need it), that you really can count on your friends (on Facebook and everywhere) when you need them.
Last week, as part of my networking strategy, I tried posting a "work wanted" ad as my status on Facebook. In my posting, I offered to help earn you a referral bonus from your employer. I got a few immediate responses with leads (which I am in the process of pursuing). I was happy with the results, but I figured I better go back to the drawing board with my networking strategy. I didn't count on the friend factor...
The underlying message of my post was, "I need your help." And that's a message that friends hear loud and clear. In the past week, I've gotten private emails offering to connect me with various headhunters and friends-of-friends in my industry. That's the amazing power of friends. They are there for you when you need them the most.
As Thomas Jefferson once said, "But friendship is precious, not only in the shade, but in the sunshine of life; and thanks to a benevolent arrangement of things, the greater part of life is sunshine." I couldn't have said it better myself. And I am looking forward to enjoying the sunshine with (and thanks to the help of) my friends.
Today, in honor of my 300+ friends on Facebook, and everywhere, I would like to share these friendship quotes. Send one to your friend and let them know how special they are to you.
Top 10 Quotes that Celebrate Friendship:
(AKA - thank you for being a friend)
1) "Life's truest happiness is found in friendships we make along the way.”
2) “Friendship is the golden thread that ties the heart of all the world.”
3) “Friendship is the only cement that will ever hold the world together.” -Woodrow T. Wilson
4) “Of all the things which wisdom provides to make life entirely happy, much the greatest is the possession of friendship” -Epicurus
5) “Life has no pleasure higher or nobler than that of friendship”-Samuel Johnson
6) “A man's friendships are one of the best measures of his worth”-Charles Darwin
7) “There are not many things in life so beautiful as true friendship, and not many things more uncommon.”
8) “Celebrate the happiness that friends are always giving, make every day a holiday and celebrate just living!”- Amanda Bradley
9) “True friendship multiplies the good in life and divides its evils. Strive to have friends, for life without friends is like life on a desert island..to find one real friend in a lifetime is good fortune; to keep him is a blessing.” - Baltasar Gracian
10) “So long as we love, we serve; so long as we are loved by others, I should say that we are almost indispensable; and no man is useless while he has a friend.” - Robert Louis Stevenson
So that's my quotes on Friendship...Have any stories or quotes you would like to share? Post a comment today.
Today I have over 300 friends on Facebook, and the list grows bigger every day. I know some people would argue that these people aren't all my real friends, but I would argue they are, in their own ways.
I'm always touched by thoughtful comments on my status updates, and the good wishes sent my way. Some are from people I see and talk to every day, but many are not. It makes me feel really special and lucky. And now the leads coming from Facebook as I search for a job...unbelievable. It just more proof (if you need it), that you really can count on your friends (on Facebook and everywhere) when you need them.
Last week, as part of my networking strategy, I tried posting a "work wanted" ad as my status on Facebook. In my posting, I offered to help earn you a referral bonus from your employer. I got a few immediate responses with leads (which I am in the process of pursuing). I was happy with the results, but I figured I better go back to the drawing board with my networking strategy. I didn't count on the friend factor...
The underlying message of my post was, "I need your help." And that's a message that friends hear loud and clear. In the past week, I've gotten private emails offering to connect me with various headhunters and friends-of-friends in my industry. That's the amazing power of friends. They are there for you when you need them the most.
As Thomas Jefferson once said, "But friendship is precious, not only in the shade, but in the sunshine of life; and thanks to a benevolent arrangement of things, the greater part of life is sunshine." I couldn't have said it better myself. And I am looking forward to enjoying the sunshine with (and thanks to the help of) my friends.
Today, in honor of my 300+ friends on Facebook, and everywhere, I would like to share these friendship quotes. Send one to your friend and let them know how special they are to you.
Top 10 Quotes that Celebrate Friendship:
(AKA - thank you for being a friend)
1) "Life's truest happiness is found in friendships we make along the way.”
2) “Friendship is the golden thread that ties the heart of all the world.”
3) “Friendship is the only cement that will ever hold the world together.” -Woodrow T. Wilson
4) “Of all the things which wisdom provides to make life entirely happy, much the greatest is the possession of friendship” -Epicurus
5) “Life has no pleasure higher or nobler than that of friendship”-Samuel Johnson
6) “A man's friendships are one of the best measures of his worth”-Charles Darwin
7) “There are not many things in life so beautiful as true friendship, and not many things more uncommon.”
8) “Celebrate the happiness that friends are always giving, make every day a holiday and celebrate just living!”- Amanda Bradley
9) “True friendship multiplies the good in life and divides its evils. Strive to have friends, for life without friends is like life on a desert island..to find one real friend in a lifetime is good fortune; to keep him is a blessing.” - Baltasar Gracian
10) “So long as we love, we serve; so long as we are loved by others, I should say that we are almost indispensable; and no man is useless while he has a friend.” - Robert Louis Stevenson
So that's my quotes on Friendship...Have any stories or quotes you would like to share? Post a comment today.
Thursday, September 3, 2009
Job Search Tip 2 - Getting Organized for your Interview
I've been finding on many of my interviews, the first thing they have you do when you get to the office is fill in a application. Most of the information is already on your resume, but you still have to fill out the form.
I find it helpful to have a cheat sheet prepared to make filling in this form as quick as possible. Here's the information I include on my cheat sheet:
1) List of companies I worked for with the address and main phone numbers, my start and end dates and salary.
2) List of educational institutions I attended,and start and end dates, and GPA
3) List of references with their title, phone number and email address. (I also have this printed on a separate sheet in case they ask for this during the interview).
That's my job tip for the day...what's yours?
I find it helpful to have a cheat sheet prepared to make filling in this form as quick as possible. Here's the information I include on my cheat sheet:
1) List of companies I worked for with the address and main phone numbers, my start and end dates and salary.
2) List of educational institutions I attended,and start and end dates, and GPA
3) List of references with their title, phone number and email address. (I also have this printed on a separate sheet in case they ask for this during the interview).
That's my job tip for the day...what's yours?
Wednesday, September 2, 2009
Job Search Tip 1 - Making a List
Last time I was laid off, they career counselor asked me to make a list of the different companies I would like to work for and show that list to everyone I knew. This is a good idea. There is a good chance that people might know someone at the company you want to work at, or know someone at a similar company.
I think it is also a good way to help focus your job search.
I'll be working on my list today. What is your job search tip?
I think it is also a good way to help focus your job search.
I'll be working on my list today. What is your job search tip?
Tuesday, September 1, 2009
Working the Network
Well, today is the first day of September and I am kicking the job search into high(er) gear. That means NETWORKING.
First, I started with the Headhunters.
Companies bring in headhunters to help find candidates for various positions. You never pay a headhunter to get you a job. They get paid by the company that hires you. You can work with as many headhunters as you need to find a job, though you will find that some are better than others making the right matches for you.
Headhunters are constantly combing the resume posting services and networking sites (like Monster and Linkedin) for potential candidates who have worked at specific companies or have a specific skill set. They get the majority of their leads from people who know people who are looking.
Each time a headhunter contacts me, I add them to my database with their name, contact information and the company they contacted me about. I've been building my list over three years (since my last layoff). I also have a list of people that I know are looking (with email and phone numbers) in case a headhunter asks me for potential candidates.
I've shared my headhunter database with my closest friends that are also looking (most are in the same industry as me) and now I am using it for myself.
Today, I sent each of my Headhunters a personalized email with the following information:
Then I posted a status on Facebook.
I have never done this before, so I don't know if it will lead to anything, but you never know. If you can't count on your friends to help you in a time of crisis, who can you count on? Here's my post (I thought it was funny.)
Next stop...Linkedin.
This post will be a little more professional. I've got hundreds of contacts on this site, hopefully one will be able to give me a good foot in the door.
This is only the first level of networking. I'll be digging deeper later in the next few weeks. Stay tuned.
First, I started with the Headhunters.
Companies bring in headhunters to help find candidates for various positions. You never pay a headhunter to get you a job. They get paid by the company that hires you. You can work with as many headhunters as you need to find a job, though you will find that some are better than others making the right matches for you.
Headhunters are constantly combing the resume posting services and networking sites (like Monster and Linkedin) for potential candidates who have worked at specific companies or have a specific skill set. They get the majority of their leads from people who know people who are looking.
Each time a headhunter contacts me, I add them to my database with their name, contact information and the company they contacted me about. I've been building my list over three years (since my last layoff). I also have a list of people that I know are looking (with email and phone numbers) in case a headhunter asks me for potential candidates.
I've shared my headhunter database with my closest friends that are also looking (most are in the same industry as me) and now I am using it for myself.
Today, I sent each of my Headhunters a personalized email with the following information:
- my updated resume (thanks to the feedback from JobFox)
- a description of my experience
- what area of the country I was looking to work in
- my desired salary range
- the type of companies I would like to work at
- list of companies where I have already applied directly* (headhunters cannot get credit for introducing you to companies that already have your resume. I've also been told that it is worth consulting them first before you apply directly (through a job board), as they have a better chance of getting you in. I don't have evidence to prove otherwise, so I'll have to take their word for it (it makes sense).
Then I posted a status on Facebook.
I have never done this before, so I don't know if it will lead to anything, but you never know. If you can't count on your friends to help you in a time of crisis, who can you count on? Here's my post (I thought it was funny.)
ME + YOU + JOB = $$$ in your pocket *I'm a talented online marketer looking for a job. Your company has a referral bonus. Hook me up with a lead and you may collect some $$$! * Your company's referral bonus restrictions apply. Void where prohibited :)
Next stop...Linkedin.
This post will be a little more professional. I've got hundreds of contacts on this site, hopefully one will be able to give me a good foot in the door.
This is only the first level of networking. I'll be digging deeper later in the next few weeks. Stay tuned.
Friday, August 28, 2009
Summer's Over...Back to School?
Well, the summer is almost over. I'm here at Panera typing another blog posting, I haven't had a call from a recruiter or anyone else in weeks.
I guess I can take some comfort in the fact that I'm STILL in good company. According to last week's Department of Labor, NYC has a 9.6% unemployment rate in July, its highest level since June 1997. I keep telling myself, "This is the summer slowdown...everyone is on vacation...September will be better..." and all the positive things I can think of to keep on trucking. But sometimes it feels like job finding and lotto winning have about the same odds.
I am most worried about my skills and resume getting stale. So I think I'd better come up with a Plan B. I'm seriously thinking about signing up for a few more classes at NYU School of Continuing and Professional Studies (SCPS).
These classes are around $800 and go for 6 sessions. While I hate to shell out the extra bucks, I believe they are one of the better ways for me to stay on top of the trends in the industry. Plus, I think the trip into the city and the social interaction, and the class would be a good change of pace for the fall.
I've been working towards NYU SCPS Digital Marketing Certificate for a few years now (on the dime of my previous employer). I've taken the Digital Strategy, Strategic Search Engine Marketing (SEM)and Social Media classes. I've found them to be incredibly informative and eye-opening. I was able to put all of my learnings to practice at work, and in my opinion, it was the best investment my employer ever made.
This time around, I'm looking at the Advanced SEM class, and the SEO Strategy class.
Well, Back to School...that's my Plan B. In the meantime, I am playing Lotto... religiously. Just in case. Hey...you never know!
I guess I can take some comfort in the fact that I'm STILL in good company. According to last week's Department of Labor, NYC has a 9.6% unemployment rate in July, its highest level since June 1997. I keep telling myself, "This is the summer slowdown...everyone is on vacation...September will be better..." and all the positive things I can think of to keep on trucking. But sometimes it feels like job finding and lotto winning have about the same odds.
I am most worried about my skills and resume getting stale. So I think I'd better come up with a Plan B. I'm seriously thinking about signing up for a few more classes at NYU School of Continuing and Professional Studies (SCPS).
These classes are around $800 and go for 6 sessions. While I hate to shell out the extra bucks, I believe they are one of the better ways for me to stay on top of the trends in the industry. Plus, I think the trip into the city and the social interaction, and the class would be a good change of pace for the fall.
I've been working towards NYU SCPS Digital Marketing Certificate for a few years now (on the dime of my previous employer). I've taken the Digital Strategy, Strategic Search Engine Marketing (SEM)and Social Media classes. I've found them to be incredibly informative and eye-opening. I was able to put all of my learnings to practice at work, and in my opinion, it was the best investment my employer ever made.
I first found out about Second Life in the Digital Strategy class. The concept of people sitting home and building an alternate reality for themselves on the internet and people making money programming clothes, cars and houses absolutely blew my mind. We also learned about other digital marketing opportunities, such as bluetooth, and podcasts.
The SEM class was sponsored by Google, and we were actually given a budget and a real life campaign to manage. I was able to take this hands-on knowledge to expand my responsibilities at work to include SEM marketing.
In the Social Networking class we learned the nuances of this communication channel and the best practices for using them to meet marketing objectives. I put into practice on Jillian Michaels facebook page and was able to grow the site to over 11K members in a matter of weeks. It was amazing.
This time around, I'm looking at the Advanced SEM class, and the SEO Strategy class.
Well, Back to School...that's my Plan B. In the meantime, I am playing Lotto... religiously. Just in case. Hey...you never know!
Thursday, August 20, 2009
Required Reading (Top 10 Books for the Unemployed)
This blog is about being positive, and sometimes that is hard to do. I recently was sent a flyer for my 15 year college reunion. It just so happens that my picture is front and center on the mailing. The flyer was personalized with my name and a special url. It was a fantastic marketing piece. The truth is, I honestly don't want to go...the first question everyone asks you is "Where are you working these days???" Ugggghhhh.
Sometimes I need a little boost of positivity. I find comfort in books. They reinforce positive vibes and give you another perspective on how to look at the situation. Here's my list...
TOP 10 Books for the Unemployed
1) THE SECRET by Rhonda Byrne
This book focuses on the LAW OF ATTRACTION and how you are in control of what happens to you. If you think positive, positive things will happen to you. I believe this with all my heart and try to put this into practice in everything I do, including this blog. Whether you believe in God, or a higher power in the universe, it never hurts to be positive. A friend once told me, "If you think THE SECRET is crap...that's exactly what you get...right on your head."
2)WORLD WIDE RAVE by David M. Scott
Everyone that knows me knows that I love the internet more than anything in this world. I saw David M Scott at his book launch at NYU. It was incredibly inspiring. David make me remember why I love the internet so much and recognize its incredible power to make things happen worldwide.
3)WHO MOVED MY CHEESE by Spencer Johnson, MD
This book is written like a children's book, but it is a world-wide bestseller for adults. You can plow though it in about an hour, but the message is very powerful. Either you find new cheese, or you will starve. You can apply the message to the world, your business or your life. I read this book first in grad school and even assigned it to my team members in a workshop about change. I like to refer back to it again and again. This is a time as good as any.
4) WHAT COLOR IS YOUR PARACHUTE by Richard N. Bolles
This is a practical guide to job hunting and has been updated to reflect the current environment and challenges we all face on our job search. If you get even one tip from this book, it is worth the cost. I am sure you will find many.
5-6) KNOCK 'EM DEAD COVER LETTERS and KNOCK 'EM DEAD RESUMES
Now you can get a lot of information online about writing the perfect resume or cover letter, but I like to take a break once in a while from my computer, sit on the couch and look at a book. These books give you great samples to look at and guidance on how to write the perfect resume and cover letter.
7) ACING THE INTERVIEW by Tony Beshara
I don't know about you but I hate that question at the end of the interview, "Do you have any questions for me?" I've been asked 100s of times and I always feel like I missed an opportunity if I can't think of something to ask. And now, with all the phone interviews I have been having, I realize that I need to be that much more on to get the job. This book is an excellent resource to have in your arsenal as you start landing those interviews.
8) JOY'S LIFE DIET by Joy Bauer
You might think this is a silly book to put on an unemployment reading list, but here's the thing: I am in Panera every day surrounded by bread and cookies, and if I am not here, I am at home inches away from the kitchen. If I don't stay on top of my health, I will be fat AND unemployed, which leads to miserable. It is that easy. Joy Bauer is the ultimate cheerleader, not only that, she is an incredible business women and I find her absolutely inspiring and on top of that, her diet WORKS. That's why she is on my list.
9) THE FIVE PEOPLE YOU MEET IN HEAVEN by Mitch Albom
This book touched me so deeply the first time I read it, I go back to it again and again. This book just makes you realize that every person you meet has an impact on your life and you on theirs. I believe that everything happens for a reason, including unemployment. It is your opportunity to take stock in who you are and how you are contributing to the world in general. If nothing else, this book will make you think.
10) THE SUCCESSFUL BUSINESS PLAN by Rhonda Abrams
Well, if you can't find that dream job, how about starting your own business? My friends and I have been using our time to throw around ideas. I honestly believe one will stick and we will move forward. Having a good business plan is a good start. Rhonda Abrams will help you think of all the details and get on your way.
So that's my Top 10 reads...And no, I still really don't want to go to my reunion, but I am thinking about it.
Sometimes I need a little boost of positivity. I find comfort in books. They reinforce positive vibes and give you another perspective on how to look at the situation. Here's my list...
TOP 10 Books for the Unemployed
1) THE SECRET by Rhonda Byrne
This book focuses on the LAW OF ATTRACTION and how you are in control of what happens to you. If you think positive, positive things will happen to you. I believe this with all my heart and try to put this into practice in everything I do, including this blog. Whether you believe in God, or a higher power in the universe, it never hurts to be positive. A friend once told me, "If you think THE SECRET is crap...that's exactly what you get...right on your head."
2)WORLD WIDE RAVE by David M. Scott
Everyone that knows me knows that I love the internet more than anything in this world. I saw David M Scott at his book launch at NYU. It was incredibly inspiring. David make me remember why I love the internet so much and recognize its incredible power to make things happen worldwide.
3)WHO MOVED MY CHEESE by Spencer Johnson, MD
This book is written like a children's book, but it is a world-wide bestseller for adults. You can plow though it in about an hour, but the message is very powerful. Either you find new cheese, or you will starve. You can apply the message to the world, your business or your life. I read this book first in grad school and even assigned it to my team members in a workshop about change. I like to refer back to it again and again. This is a time as good as any.
4) WHAT COLOR IS YOUR PARACHUTE by Richard N. Bolles
This is a practical guide to job hunting and has been updated to reflect the current environment and challenges we all face on our job search. If you get even one tip from this book, it is worth the cost. I am sure you will find many.
5-6) KNOCK 'EM DEAD COVER LETTERS and KNOCK 'EM DEAD RESUMES
Now you can get a lot of information online about writing the perfect resume or cover letter, but I like to take a break once in a while from my computer, sit on the couch and look at a book. These books give you great samples to look at and guidance on how to write the perfect resume and cover letter.
7) ACING THE INTERVIEW by Tony Beshara
I don't know about you but I hate that question at the end of the interview, "Do you have any questions for me?" I've been asked 100s of times and I always feel like I missed an opportunity if I can't think of something to ask. And now, with all the phone interviews I have been having, I realize that I need to be that much more on to get the job. This book is an excellent resource to have in your arsenal as you start landing those interviews.
8) JOY'S LIFE DIET by Joy Bauer
You might think this is a silly book to put on an unemployment reading list, but here's the thing: I am in Panera every day surrounded by bread and cookies, and if I am not here, I am at home inches away from the kitchen. If I don't stay on top of my health, I will be fat AND unemployed, which leads to miserable. It is that easy. Joy Bauer is the ultimate cheerleader, not only that, she is an incredible business women and I find her absolutely inspiring and on top of that, her diet WORKS. That's why she is on my list.
9) THE FIVE PEOPLE YOU MEET IN HEAVEN by Mitch Albom
This book touched me so deeply the first time I read it, I go back to it again and again. This book just makes you realize that every person you meet has an impact on your life and you on theirs. I believe that everything happens for a reason, including unemployment. It is your opportunity to take stock in who you are and how you are contributing to the world in general. If nothing else, this book will make you think.
10) THE SUCCESSFUL BUSINESS PLAN by Rhonda Abrams
Well, if you can't find that dream job, how about starting your own business? My friends and I have been using our time to throw around ideas. I honestly believe one will stick and we will move forward. Having a good business plan is a good start. Rhonda Abrams will help you think of all the details and get on your way.
So that's my Top 10 reads...And no, I still really don't want to go to my reunion, but I am thinking about it.
Monday, August 10, 2009
I'm not going to let you kick ME in the Teeth...bucko!
I am so sick of these sites that allow you to upload your resume, only to find out you have to pay to apply to any of the jobs that they have listed. I'm specifically speaking of TheLadders.com, but I am sure there are others out there doing the same nonsense.
First they sent me an invitation to load my resume, then they APPROVED my resume. Today I was searching the site, and found some interesting listings, when I went to apply, I was blocked and asked to upgrade now to premium membership so I can submit my resume for this listing. SERIOUSLY???? You are wasting my time.
I realize, its not a crazy amount of money...$15 a month. But, I am unemployed. I am living on a fixed income. I do not have the extra cash to gamble on a chance that your website MIGHT get me an interview. In fact, I am seriously wondering if any of the sites will get me in the door.
Here's my list of places (to date) that try to kick you when you are down.
1) Resume Writing Services - $300 for a revised resume.
First of all, I think with the exception of a few careers, if you need someone to write your resume for you so you can get a job, you have a problem. Its like buying a term paper. Secondly, I don't like the way these services market to you. They tear you down, when you are at your lowest. And 3rd...I just think that is way too much to charge for this kind of service.
2) Unemployment Benefits - TAXABLE income.
I'm living on a FIXED INCOME that the government FIXED for me. Now I have to PAY back the government on the pittance that they gave me to survive. I'm taking the full amount now, but I know I'll feel it come tax day. While everyone is enjoying a nice fat return, I'll be happy if I don't end up owing the gov.
3) Online Banking. No direct deposit - Free Checking is GONE.
Yeah...I'm unemployed. I get a direct deposit of zero. So this is when you are going to decide to charge me? Thanks a lot.
Well that's my top 3, I am sure there are more. What's your pet peeve for unemployment?
First they sent me an invitation to load my resume, then they APPROVED my resume. Today I was searching the site, and found some interesting listings, when I went to apply, I was blocked and asked to upgrade now to premium membership so I can submit my resume for this listing. SERIOUSLY???? You are wasting my time.
I realize, its not a crazy amount of money...$15 a month. But, I am unemployed. I am living on a fixed income. I do not have the extra cash to gamble on a chance that your website MIGHT get me an interview. In fact, I am seriously wondering if any of the sites will get me in the door.
Here's my list of places (to date) that try to kick you when you are down.
1) Resume Writing Services - $300 for a revised resume.
First of all, I think with the exception of a few careers, if you need someone to write your resume for you so you can get a job, you have a problem. Its like buying a term paper. Secondly, I don't like the way these services market to you. They tear you down, when you are at your lowest. And 3rd...I just think that is way too much to charge for this kind of service.
2) Unemployment Benefits - TAXABLE income.
I'm living on a FIXED INCOME that the government FIXED for me. Now I have to PAY back the government on the pittance that they gave me to survive. I'm taking the full amount now, but I know I'll feel it come tax day. While everyone is enjoying a nice fat return, I'll be happy if I don't end up owing the gov.
3) Online Banking. No direct deposit - Free Checking is GONE.
Yeah...I'm unemployed. I get a direct deposit of zero. So this is when you are going to decide to charge me? Thanks a lot.
Well that's my top 3, I am sure there are more. What's your pet peeve for unemployment?
Friday, July 31, 2009
Positive vibes and Wifi at Panera
Well, another day at Panera (for a total of 3 days this week). I've been posting my "I'm at Panera" status on Facebook. A few of my friends actually think I am working here. Well, technically, I am, but not for Panera. I'm working for my next job.
I come here before or after the gym, buy something to eat or drink and then plug in and log-on. I'm averaging 4 hours a day here and when I am here, I just feel GOOD. I feel comfortable, focused on my job search and incredibly happy to be out of the house. What a difference a little booth and free wifi makes!!!
As far as the job search process, I just updated my resume. I can thank Melanie from JobFox.com for her free feedback the other day. It was a little harsh, but once I could read it without seeing red, I realized that she was right. It needed some work.
I'm sending the revised resume to my headhunter and a few friends to see what they think, and then I am going to work on networking. Time to kick the job search up into higher gear.
Inspirational Quote of the day:"Success is almost totally dependent upon drive and persistence. The extra energy required to make another effort or try another approach is the secret of winning.” --Dennis Waitley
I come here before or after the gym, buy something to eat or drink and then plug in and log-on. I'm averaging 4 hours a day here and when I am here, I just feel GOOD. I feel comfortable, focused on my job search and incredibly happy to be out of the house. What a difference a little booth and free wifi makes!!!
As far as the job search process, I just updated my resume. I can thank Melanie from JobFox.com for her free feedback the other day. It was a little harsh, but once I could read it without seeing red, I realized that she was right. It needed some work.
I'm sending the revised resume to my headhunter and a few friends to see what they think, and then I am going to work on networking. Time to kick the job search up into higher gear.
Inspirational Quote of the day:"Success is almost totally dependent upon drive and persistence. The extra energy required to make another effort or try another approach is the secret of winning.” --Dennis Waitley
Thursday, July 30, 2009
Cobra - Its bite kills you instantly (or financially).
Today I have to start paying for COBRA...And like the snake, its bite hurts. I would consider just flying solo with no insurance like many people do, but with my luck, that would come and bite me even harder. So I'll pay, and hope I never need it.
I'm lucky. I had 3 months of benefits paid by my old company. And now, thanks to the government, and The American Recovery and Reinvestment Act of 2009 (ARRA), they have to pay 65% for the next six months (for a total of 9 months). That means instead of paying over $400 a month, I only pay about $150 for my medical and dental. I look at this as an incredible gift from the unemployment gods.
I am planning on ending this blog well before we get to the 9 month mark. At that point, my expenses will jump well beyond my savings. Talk about stress, which really does a number to your health!
Here's an inspirational quote from Ben Franklin:
While we may not be able to control all that happens to us, we can control what happens inside us.
Take care of yourselves, people...We will get through this together!
I'm lucky. I had 3 months of benefits paid by my old company. And now, thanks to the government, and The American Recovery and Reinvestment Act of 2009 (ARRA), they have to pay 65% for the next six months (for a total of 9 months). That means instead of paying over $400 a month, I only pay about $150 for my medical and dental. I look at this as an incredible gift from the unemployment gods.
I am planning on ending this blog well before we get to the 9 month mark. At that point, my expenses will jump well beyond my savings. Talk about stress, which really does a number to your health!
Here's an inspirational quote from Ben Franklin:
While we may not be able to control all that happens to us, we can control what happens inside us.
Take care of yourselves, people...We will get through this together!
Wednesday, July 29, 2009
Keep the Faith - Top 10 inspirational quotes for the Unemployed
Today was a "down day" for me.
When I was doing dishes this morning, I was actually thinking, "What I am doing wrong? Could I be sending out more resumes? Should I be doing more networking? Why is interview process at company xyz going soooooo slow?"
Then, I got the results of the free critique of my resume from my "friends" at Jobfox. The "candidate consultant," Melanie said, "I found it [my resume] to be drab, uninspiring, and unlikely to catch anyone’s attention. If you were selling yourself as sushi, it’s as if your resume is saying "cold, dead, raw fish." Nice. Don't hold back Melanie. I think I know of some cute puppies you can kick.
To be fair, Melanie also had some constructive criticism on how I could make my resume better. After I got over my initial upset, I actually found her advice helpful and I am now in the process of making changes. Melanie also offered to fix my resume for $399. I'm going to pass. First of all, I feel like that is cheating. I'm a marketer...if I can't market myself, then what the heck can I market? Secondly, $399 in this economy??? I don't think so.
Anyway, I am not a "down day" type of person...and I hope you are not either. I've put together a list of my favorite inspirational quotes to keep you up when you get down.
Top 10 Inspirational Quotes (For the Unemployed) (AKA Keep the Faith & Keep on Trucking Quotes)
1) The sun'll come out...Tomorrow. So ya gotta hang on 'Til tomorrow, come what may. Tomorrow!Tomorrow!I love ya Tomorrow! You're always a day A way!
Annie <--- Sing it...you'll feel better instantly.
2) The best way out is always through.
Robert Frost
3) We are still masters of our fate.
We are still captains of our souls.
Winston Churchill
4)Nothing can stop the man with the right mental attitude from achieving his goal; nothing on earth can help the man with the wrong mental attitude.
Thomas Jefferson
5) The secret of success in life is for a man to be ready for his opportunity when it comes.
Earl of Beaconsfield
6) There is only one way to happiness, and that is to cease worrying things which are beyond the power of our will.
Epictetus
7) A wise man will make more opportunities than he finds.
Francis Bacon
8) Energy and persistence conquer all things.
Benjamin Franklin
9)Our greatest glory consist not in never falling, but in rising every time we fall.
Oliver Goldsmith
10) What is the good of being a genius if you cannot use it as an excuse for being unemployed?
Gerald Barzan <--- This one makes me laugh...
So that's my list. What words of wisdom do you turn to to make it through the tough times?
When I was doing dishes this morning, I was actually thinking, "What I am doing wrong? Could I be sending out more resumes? Should I be doing more networking? Why is interview process at company xyz going soooooo slow?"
Then, I got the results of the free critique of my resume from my "friends" at Jobfox. The "candidate consultant," Melanie said, "I found it [my resume] to be drab, uninspiring, and unlikely to catch anyone’s attention. If you were selling yourself as sushi, it’s as if your resume is saying "cold, dead, raw fish." Nice. Don't hold back Melanie. I think I know of some cute puppies you can kick.
To be fair, Melanie also had some constructive criticism on how I could make my resume better. After I got over my initial upset, I actually found her advice helpful and I am now in the process of making changes. Melanie also offered to fix my resume for $399. I'm going to pass. First of all, I feel like that is cheating. I'm a marketer...if I can't market myself, then what the heck can I market? Secondly, $399 in this economy??? I don't think so.
Anyway, I am not a "down day" type of person...and I hope you are not either. I've put together a list of my favorite inspirational quotes to keep you up when you get down.
Top 10 Inspirational Quotes (For the Unemployed) (AKA Keep the Faith & Keep on Trucking Quotes)
1) The sun'll come out...Tomorrow. So ya gotta hang on 'Til tomorrow, come what may. Tomorrow!Tomorrow!I love ya Tomorrow! You're always a day A way!
Annie <--- Sing it...you'll feel better instantly.
2) The best way out is always through.
Robert Frost
3) We are still masters of our fate.
We are still captains of our souls.
Winston Churchill
4)Nothing can stop the man with the right mental attitude from achieving his goal; nothing on earth can help the man with the wrong mental attitude.
Thomas Jefferson
5) The secret of success in life is for a man to be ready for his opportunity when it comes.
Earl of Beaconsfield
6) There is only one way to happiness, and that is to cease worrying things which are beyond the power of our will.
Epictetus
7) A wise man will make more opportunities than he finds.
Francis Bacon
8) Energy and persistence conquer all things.
Benjamin Franklin
9)Our greatest glory consist not in never falling, but in rising every time we fall.
Oliver Goldsmith
10) What is the good of being a genius if you cannot use it as an excuse for being unemployed?
Gerald Barzan <--- This one makes me laugh...
So that's my list. What words of wisdom do you turn to to make it through the tough times?
Tuesday, July 28, 2009
Cost-Cutting Strategies for Staying Social While Unemployed
In this current economy, I think it is safe to say that my unemployment checks might be my only steady income for a while. I sincerely hope I am wrong about this, but I have to be realistic. I'm sending out resumes like mad and the calls are few and far in between.
I've got savings in the bank, but I know it won't last forever. I am planning for leaner, meaner days ahead. Its time to make some changes, and the one place I can make cuts is on my entertainment budget.
As I have mentioned previously, I am typically a saver not a spender, but when it comes to going out and being social that's my weakness. Recently, I took my 10 year old cousin to Great Adventure. We had a great time. He thanked me profusely for the trip, and at one point said, "I can't believe how much money you wasted on on me." I told him, "It wasn't wasted, we had a good time...this is what I worked for." and he looked at me and said, "But you are not working." And I said, " I know I am not working (now)...but this is what I worked for."
I didn't see this day at Great Adventure as wasting money at all(Granted, it was also early on in my unemployment). Yes, it was expensive, but I brought my Coke Can with the B1G1Free coupon, we ate our packed lunch in the parking lot, and I didn't spend any extra money on pictures, or trinkets in the park. And most important of all, I had this special time with my cousin. That, to me, was priceless.
In my working days, that's exactly how I would view every moment out with friends and family. Sometimes I would look at a $60-$100 credit card receipt from the night out and say, "Wow, that was expensive." But I would chalk it up to the fact that I had a good time with my friends, and plus, I am frugal with my money else where, so I can afford this luxury.
Today I am unemployed. I realize if I want to stay social with my friends, some things will have to change. I never want to be the person who asks to split a bill so I can pay for exactly what I ate, or have my friends pay for me out of pity. So, I am going to have to cut where I can and I'm going to have to get a little creative.
Getting creative requires a little planning ahead. I think it also requires that your friends are flexible, but most likely, they know you are in crappy situation, and will appreciate your finding ways to maintain the quality time with them.
Here are my 10 Strategies for Staying Social when Unemployed.
(AKA - Ways to cut your entertainment expenses and still have fun.)
1) A friend wants to go out for drinks after work...
- Suggest a bar that has good happy hour deals; and/or
- Order one drink, and switch to water.
2) A friend wants to go out to the movies...
- Suggest a weekend matinee; and/or
- Get coupons for discounted tickets; and/or
- Bring your snacks to the theater. or
- Suggest a movie night at your house.
3) A friend wants to do a Spa Day for massages and facials...
- Go to the spa but only get one treatment; or
- Go to the spa, but only get a manicure; or
- Suggest a manicure and/or pedicure in a local salon; and only get one treatment.
4) A friend wants to meet up for lunch...
- Suggest an inexpensive place that has decent lunch specials. or
- Suggest you grab lunches ahead of time, and meet up at the park. or
- Ask if you could meet up for coffee instead.
5) A friend wants to meet up for dinner...
- Suggest an inexpensive place; or
- Suggest they come over your place for drinks and BBQ and tell them to bring their favorite dessert; or
- Ask if you could meet up for coffee/dessert instead.
6)A friend wants to go out to a club...
- Try to get in before the cover charge; and/or
- Offer to drive so you can't drink (too much). and/or
- Order the drink specials; and/or
- Drink water.
7) A friend wants to go away on vacation...(this is a tough one)
- Suggest a less expensive destination and/or shorter stay; and/or
- Suggest inviting other people along to help defray costs; or
- Suggest a day trip instead.
8) A friend wants to go to a casino...
- Go with a small amount of money and limit your spending to that amount; and/or
- Watch your friend gambling. Be his/her lucky charm; and/or
- Gamble a little at a time, and then go for walks around the casino.
9) A friend invites you to his/her beach house for the weekend...
- Suggest going for just the day instead of staying over. and/or
- Drink at the house before going out to the clubs;
10) A friend wants to go shopping...
- Make a pact with yourself that you don't buy anything you don't need, no matter what the price; and/or
- Be your friend's "personal shopper," and help them find what they are looking for. and/or
- Look at the trip as an opportunity for exercises...the more stores you walk in and out of, the more calories you burn.
Well, those our my strategies for having fun with friends on a very tight budget. What are your ideas?
I've got savings in the bank, but I know it won't last forever. I am planning for leaner, meaner days ahead. Its time to make some changes, and the one place I can make cuts is on my entertainment budget.
As I have mentioned previously, I am typically a saver not a spender, but when it comes to going out and being social that's my weakness. Recently, I took my 10 year old cousin to Great Adventure. We had a great time. He thanked me profusely for the trip, and at one point said, "I can't believe how much money you wasted on on me." I told him, "It wasn't wasted, we had a good time...this is what I worked for." and he looked at me and said, "But you are not working." And I said, " I know I am not working (now)...but this is what I worked for."
I didn't see this day at Great Adventure as wasting money at all(Granted, it was also early on in my unemployment). Yes, it was expensive, but I brought my Coke Can with the B1G1Free coupon, we ate our packed lunch in the parking lot, and I didn't spend any extra money on pictures, or trinkets in the park. And most important of all, I had this special time with my cousin. That, to me, was priceless.
In my working days, that's exactly how I would view every moment out with friends and family. Sometimes I would look at a $60-$100 credit card receipt from the night out and say, "Wow, that was expensive." But I would chalk it up to the fact that I had a good time with my friends, and plus, I am frugal with my money else where, so I can afford this luxury.
Today I am unemployed. I realize if I want to stay social with my friends, some things will have to change. I never want to be the person who asks to split a bill so I can pay for exactly what I ate, or have my friends pay for me out of pity. So, I am going to have to cut where I can and I'm going to have to get a little creative.
Getting creative requires a little planning ahead. I think it also requires that your friends are flexible, but most likely, they know you are in crappy situation, and will appreciate your finding ways to maintain the quality time with them.
Here are my 10 Strategies for Staying Social when Unemployed.
(AKA - Ways to cut your entertainment expenses and still have fun.)
1) A friend wants to go out for drinks after work...
- Suggest a bar that has good happy hour deals; and/or
- Order one drink, and switch to water.
2) A friend wants to go out to the movies...
- Suggest a weekend matinee; and/or
- Get coupons for discounted tickets; and/or
- Bring your snacks to the theater. or
- Suggest a movie night at your house.
3) A friend wants to do a Spa Day for massages and facials...
- Go to the spa but only get one treatment; or
- Go to the spa, but only get a manicure; or
- Suggest a manicure and/or pedicure in a local salon; and only get one treatment.
4) A friend wants to meet up for lunch...
- Suggest an inexpensive place that has decent lunch specials. or
- Suggest you grab lunches ahead of time, and meet up at the park. or
- Ask if you could meet up for coffee instead.
5) A friend wants to meet up for dinner...
- Suggest an inexpensive place; or
- Suggest they come over your place for drinks and BBQ and tell them to bring their favorite dessert; or
- Ask if you could meet up for coffee/dessert instead.
6)A friend wants to go out to a club...
- Try to get in before the cover charge; and/or
- Offer to drive so you can't drink (too much). and/or
- Order the drink specials; and/or
- Drink water.
7) A friend wants to go away on vacation...(this is a tough one)
- Suggest a less expensive destination and/or shorter stay; and/or
- Suggest inviting other people along to help defray costs; or
- Suggest a day trip instead.
8) A friend wants to go to a casino...
- Go with a small amount of money and limit your spending to that amount; and/or
- Watch your friend gambling. Be his/her lucky charm; and/or
- Gamble a little at a time, and then go for walks around the casino.
9) A friend invites you to his/her beach house for the weekend...
- Suggest going for just the day instead of staying over. and/or
- Drink at the house before going out to the clubs;
10) A friend wants to go shopping...
- Make a pact with yourself that you don't buy anything you don't need, no matter what the price; and/or
- Be your friend's "personal shopper," and help them find what they are looking for. and/or
- Look at the trip as an opportunity for exercises...the more stores you walk in and out of, the more calories you burn.
Well, those our my strategies for having fun with friends on a very tight budget. What are your ideas?
Monday, July 27, 2009
Top 10 Places with Free Wifi in Staten Island
I'm filing this blog posting from Panera in Staten Island, New York.
I came to Panera mainly for the free wifi, but in general, I find it a great place to "work." They have plenty of tables to set up shop, so that you are not disrupting their regular business, plus they have great coffee and very pleasant staff. I find this a great place to "work."
By "work," I mean the unpaid kind...job hunting, networking and whatever else I can think of to lead me to my next job. Yes, I could do this at home, but I find myself distracted by the latest case on Judge Judy and all the soap operas. I have to get out of my house.
Panera is just one of the many places you can set up your "office."
Here is my Top 10 Places to "work" when you are Unemployed
(AKA Top 10 places to Get Free WiFi)
EDITOR'S NOTE: I'm going to limit my picks to Staten Island, for two good reasons. One, I live here and two, this borough is seriously underrepresented. Research your own area and send me a list of recommendations in your area. I'll make a running list. I recommend this site as good starting point for your research http://www.wififreespot.com/
1) Panera
Free Wifi is one of the features Panera advertises loud and clear on its website. They WANT you to make yourself comfortable here. Looking for a Panera in your area? Click on this link
Panera Marsh Avenue (#4075)
280 Marsh Avenue
Staten Island, New York 10314
(718) 494-2450 | phone
(718) 494-2462 | fax
Panera Veterans Road (#4076)
2965 Veterans Road West
Staten Island, New York 10309
(718) 966-0304 | phone
(718) 966-0429 | fax
2) New York Public Library
If you are like me, its been years since you have been to the library. Go there...you'll find that it is a wonderful place to visit and get inspired. Browse the books (you remember what books are?) and enjoy the free wifi.
Here are the Staten Island Branches with Wifi
- Great Kills, 56 Giffords Lane, 718-984-6670
- New Dorp, 309 New Dorp Lane 718-351-2977
- Port Richmond, 75 Bennett Street, 718-442-0158
- West New Brighton, 976 Castleton Avenue, 718-442-1416
- Dongan Hills1617 Richmond Road, 718-351-1444
- Todt Hill-Westerleigh, 2550 Victory Boulevard, 718-494-1642
To see all the NYPL with Wifi, click here. (scroll to the bottom of the page to see the listings for Bronx and Manhattan.
3)Cargo Cafe
This is literally one of my favorite spots on Staten Island. You can bring anyone there and you just feel comfortable. The food is great, they have a pool table, and lots of seating. The free wifi is an added bonus.
Cargo Cafe
120 Bay St
Staten Island, NY 10301-2503
(718) 876-0539
4)Barnes and Noble
NOW, you can get free wifi here too! I was there a month ago and you had to pay by the hour, but B&N has had a change of heart. Wifi is now FREE.
Barnes and Noble
2245 Richmond Avenue
Staten Island, NY 10314
718-982-6983
For a B&N in your area, click here.
Well, I wanted to list 10, but as you can see, I could only get 4 main listings, but if you count all the libraries on Staten Island, and the Paneras, you get to 10. But now I am on the look out. I'll continue to update as I go. Fellow Staten Islanders...help me out!
I came to Panera mainly for the free wifi, but in general, I find it a great place to "work." They have plenty of tables to set up shop, so that you are not disrupting their regular business, plus they have great coffee and very pleasant staff. I find this a great place to "work."
By "work," I mean the unpaid kind...job hunting, networking and whatever else I can think of to lead me to my next job. Yes, I could do this at home, but I find myself distracted by the latest case on Judge Judy and all the soap operas. I have to get out of my house.
Panera is just one of the many places you can set up your "office."
Here is my Top 10 Places to "work" when you are Unemployed
(AKA Top 10 places to Get Free WiFi)
EDITOR'S NOTE: I'm going to limit my picks to Staten Island, for two good reasons. One, I live here and two, this borough is seriously underrepresented. Research your own area and send me a list of recommendations in your area. I'll make a running list. I recommend this site as good starting point for your research http://www.wififreespot.com/
1) Panera
Free Wifi is one of the features Panera advertises loud and clear on its website. They WANT you to make yourself comfortable here. Looking for a Panera in your area? Click on this link
Panera Marsh Avenue (#4075)
280 Marsh Avenue
Staten Island, New York 10314
(718) 494-2450 | phone
(718) 494-2462 | fax
Panera Veterans Road (#4076)
2965 Veterans Road West
Staten Island, New York 10309
(718) 966-0304 | phone
(718) 966-0429 | fax
2) New York Public Library
If you are like me, its been years since you have been to the library. Go there...you'll find that it is a wonderful place to visit and get inspired. Browse the books (you remember what books are?) and enjoy the free wifi.
Here are the Staten Island Branches with Wifi
- Great Kills, 56 Giffords Lane, 718-984-6670
- New Dorp, 309 New Dorp Lane 718-351-2977
- Port Richmond, 75 Bennett Street, 718-442-0158
- West New Brighton, 976 Castleton Avenue, 718-442-1416
- Dongan Hills1617 Richmond Road, 718-351-1444
- Todt Hill-Westerleigh, 2550 Victory Boulevard, 718-494-1642
To see all the NYPL with Wifi, click here. (scroll to the bottom of the page to see the listings for Bronx and Manhattan.
3)Cargo Cafe
This is literally one of my favorite spots on Staten Island. You can bring anyone there and you just feel comfortable. The food is great, they have a pool table, and lots of seating. The free wifi is an added bonus.
Cargo Cafe
120 Bay St
Staten Island, NY 10301-2503
(718) 876-0539
4)Barnes and Noble
NOW, you can get free wifi here too! I was there a month ago and you had to pay by the hour, but B&N has had a change of heart. Wifi is now FREE.
Barnes and Noble
2245 Richmond Avenue
Staten Island, NY 10314
718-982-6983
For a B&N in your area, click here.
Well, I wanted to list 10, but as you can see, I could only get 4 main listings, but if you count all the libraries on Staten Island, and the Paneras, you get to 10. But now I am on the look out. I'll continue to update as I go. Fellow Staten Islanders...help me out!
Sunday, July 26, 2009
Top 10 movies about unemployment
Live imitates art...and history repeats itself. Its Sunday, and I have been watching movies on demand on my Netflix account. I thought it would be fun to make a list of movies that share the theme of unemployment.
Top 10 Movies about Unemployment (in no particular order)
1) MR. MOM (1983)
Michael Keaton plays a family man downsized from his position. He's forced to deal with being a stay at home dad, while his wife enters the workforce. I loved Keaton in this movie and it was the first movie I thought of when I came up with this list (probably why I listed it first)..
2) OFFICE SPACE (1999)
This comedy is the story of software company workers who hate their job and are futher aggrevated to when they are forced to meet with consultants and justify their work or risk downsizing. We've all worked for this kind of employer. You can't help but laugh.
3) ROGER & ME (1989)
This documentary is by one of my favorite directors, Michael Moore. Moore tells the story of city of Flint Michigan and how it was devastated economically when General Motors CEO Roger Smith's closed several of its auto plants. Over 30,000 people lost their jobs. If you thought it couldn't happen to you...think again.
4) IN GOOD COMPANY(2000)
Dennis Quaid plays a seasoned advertisement sales executive. His world is turned around as a corporate takeover places him under an niave excutive who is half his age. This drama really shows how experience can be seriously undervalued.
5) TRADING PLACES (1983)
In this comedy two snobbish heads of a successful commodities brokerage firm set up a social experiement. They bet against eachother on whether or not two men of different socio-economic backgrounds can find success when their social status is unknowingly traded. They ruin a successful man’s life, allow a poor man to take his place, and observe the results. Yes it is a comedy and at that a very good movie...but sometimes I wonder how far the big guys pulling the rug out from under you really streches from reality.
6) FUN WITH DICK AND JANE (1977, 2005)
This movie orignally starred Jane Fonda and George Segal and updated with Jim Carrey and Tea Leoni. Dick and Jane are living the good life. Dick just got a promotion, and Jane quit her job. Then Dick loses his job. The couple starts robbing banks and decide it's time to steal back what the CEO had stolen from them. Revenge on the big guy...cute.
7)RENAISSANCE MAN (1994)
This movie starring Danny Devito DeVito as Bill Rago. He loses his job as an advertising man. He reluctantly takes a job as a civilian instructor at the local Army base. He struggles gaining the respect and interest of his eight semi literate charges, but finally finds success with Shakespeare. I'm enjoying my summers off...teaching is looking better every day.
8)THE PURSUIT OF HAPPIYNESS (2006)
This is a great movie starring Will Smith, which is based on the true story of Christopher Gardner. The movie takes place in San Fransciso in 1981. As Gardner struggles to support his family, his wife leaves him, he loses his house, his bank account, and credit cards. He is forced to live on the streets with his son. He sees a man driving a sports car and asks him what he does for a living. The man tells him he is a stock broker. Gardner puts this career in his sights and jumps through incredible hoops to make it happen. If this isn't the perfect story about making your own way...I don't know what is.
9) THE FULL MONTY (1997)
This movie is the story of six unemployed men in the dead industrial city of Sheffield. They form a male striptease act to take matters into their own hands and make some money for their families. Sometimes you have to swallow your pride...hopefully I'll find something before it gets to this point.
10) ERIN BROCKOVICH (2000)
This movie (also based on a true story) features Julia Roberts as Erin Brockovich(Julia Roberts). Brockovich is a single mom, very rough around the edges. She takes a job as a legal assistant in a California law firm for low wages. She ends up uncovering and working on a large-scale case against PG&E representing the victims of chromium contaminaton. Brockovich found her calling in this seemingly "inconsequential job." God has a plan for all of us.
Well, that's my top 10. At first I was thinking this type of list was going to be depressing, but in the end they all have great morals to them. And everyone rises from the ashes. And what could be so bad about that?
Love to hear your movie suggestions!
Top 10 Movies about Unemployment (in no particular order)
1) MR. MOM (1983)
Michael Keaton plays a family man downsized from his position. He's forced to deal with being a stay at home dad, while his wife enters the workforce. I loved Keaton in this movie and it was the first movie I thought of when I came up with this list (probably why I listed it first)..
2) OFFICE SPACE (1999)
This comedy is the story of software company workers who hate their job and are futher aggrevated to when they are forced to meet with consultants and justify their work or risk downsizing. We've all worked for this kind of employer. You can't help but laugh.
3) ROGER & ME (1989)
This documentary is by one of my favorite directors, Michael Moore. Moore tells the story of city of Flint Michigan and how it was devastated economically when General Motors CEO Roger Smith's closed several of its auto plants. Over 30,000 people lost their jobs. If you thought it couldn't happen to you...think again.
4) IN GOOD COMPANY(2000)
Dennis Quaid plays a seasoned advertisement sales executive. His world is turned around as a corporate takeover places him under an niave excutive who is half his age. This drama really shows how experience can be seriously undervalued.
5) TRADING PLACES (1983)
In this comedy two snobbish heads of a successful commodities brokerage firm set up a social experiement. They bet against eachother on whether or not two men of different socio-economic backgrounds can find success when their social status is unknowingly traded. They ruin a successful man’s life, allow a poor man to take his place, and observe the results. Yes it is a comedy and at that a very good movie...but sometimes I wonder how far the big guys pulling the rug out from under you really streches from reality.
6) FUN WITH DICK AND JANE (1977, 2005)
This movie orignally starred Jane Fonda and George Segal and updated with Jim Carrey and Tea Leoni. Dick and Jane are living the good life. Dick just got a promotion, and Jane quit her job. Then Dick loses his job. The couple starts robbing banks and decide it's time to steal back what the CEO had stolen from them. Revenge on the big guy...cute.
7)RENAISSANCE MAN (1994)
This movie starring Danny Devito DeVito as Bill Rago. He loses his job as an advertising man. He reluctantly takes a job as a civilian instructor at the local Army base. He struggles gaining the respect and interest of his eight semi literate charges, but finally finds success with Shakespeare. I'm enjoying my summers off...teaching is looking better every day.
8)THE PURSUIT OF HAPPIYNESS (2006)
This is a great movie starring Will Smith, which is based on the true story of Christopher Gardner. The movie takes place in San Fransciso in 1981. As Gardner struggles to support his family, his wife leaves him, he loses his house, his bank account, and credit cards. He is forced to live on the streets with his son. He sees a man driving a sports car and asks him what he does for a living. The man tells him he is a stock broker. Gardner puts this career in his sights and jumps through incredible hoops to make it happen. If this isn't the perfect story about making your own way...I don't know what is.
9) THE FULL MONTY (1997)
This movie is the story of six unemployed men in the dead industrial city of Sheffield. They form a male striptease act to take matters into their own hands and make some money for their families. Sometimes you have to swallow your pride...hopefully I'll find something before it gets to this point.
10) ERIN BROCKOVICH (2000)
This movie (also based on a true story) features Julia Roberts as Erin Brockovich(Julia Roberts). Brockovich is a single mom, very rough around the edges. She takes a job as a legal assistant in a California law firm for low wages. She ends up uncovering and working on a large-scale case against PG&E representing the victims of chromium contaminaton. Brockovich found her calling in this seemingly "inconsequential job." God has a plan for all of us.
Well, that's my top 10. At first I was thinking this type of list was going to be depressing, but in the end they all have great morals to them. And everyone rises from the ashes. And what could be so bad about that?
Love to hear your movie suggestions!
Saturday, July 25, 2009
Top 10 Ways to Save Money When Unemployed
No matter what my economic situation, I live a fairly simple life. I'm not cheap, rather just practical. Ultimately, I try not to be wasteful and save for a rainy day. But sometimes when it rains, it pours. Unemployment feels like a monsoon.
Even when I am working, my basic rule is: if I don't really need it, I won't spend my money on it. Similarly, if I know I won't take care of something the way it should be taken care of--I don't get it.
That's why I don't have DVR or and IPhone. I watch enough TV as it is, I can afford to miss some. And I know I would use the IPhone technology until the battery ran out and then would forget to charge it or I would leave it somewhere and it would get stolen. Who needs that? So I make due with basic cable and a $20 Blackberry (with no Internet service) that I bought used from someone at work.
But now I have to live on a quarter of what I was making in the real world. My savings are being spent on staying up-to- date on my mortgage. I can probably do it for another six months, then I am going to be in big financial trouble.
In the meantime, I'm on the job hunt and am cutting costs where ever I can.
Here are my Top 10 Ways to Save Money While Unemployed:
1) See what programs your utility providers have in place for people in your position.
I called the cable company, told them I was unemployed and needed to cut costs. They asked, "Would taking money off my bill help me keep my services?"(ahhh yeah it would help.)...The credit card company told me that they had a hardship program, and that when I was ready, the customer service rep said, "You just need to tell us you need "hardship assistance" and they would stop charging me interest for 3 months if I continued to make minimum payments.
Every customer service I spoke to was incredibly understanding and compassionate. Some could help, some couldn't, but it doesn't hurt to ask. Just call and say, "I lost my job...can you help me get my costs down?"
2) Determine what services you can do without.
I spend about $200 a month on TV, Internet, Netflix, land line phone and cell phone and texting services. I know I could live without one or two of them. Did you know TimeWarner lets you shut cable/phone/Internet service for a month and only pay a minimal fee to keep your account active? I was thinking of trying this for a while. Maybe I could live on my cell phone, Netflix and free wifi. As long as it doesn't hurt the job search, it might be worth considering.
3) Find ways to cut back on the services you are using.
I had a personal trainer at the gym. When I lost my job...he was the first service to go. Maybe its your cleaning lady or the gym membership. There's got to be some "luxuries" you can do without.
4) Start selling off the stuff you are not using.
I have crap in my closets that I could stand to clear out. I know I could get a few bucks for them at a garage sale. Take the time to go through your stuff and ask your friends if they have anything they want to get rid of. Pick a weekend and sell your stuff. I bet that puts a few hundred in you pocket. And best of all, you clean out the clutter.
5)Stop eating out.
I know that this is a recurring theme in my blog, but really, that's how you save money. You can buy a sandwich for $5-7 in the deli, or you can make your own for about a week for around the same cost.
6)Only go grocery shopping with a list. And stick to it.
The old me would go to the grocery store 3-4 times a week to pick up the things I needed. Sometimes I would see something on the shelf, like tuna, buy a pack and come home to find that I have plenty in the cabinets. Now I make a list for the week, (which means planning for the week) and I try my best not to deviate. If you don't think of it when you are sitting in the house, you probably don't need it.
7)Make it your goal to clear out your cabinets.
I've got cans of soup, tuna cans, and frozen meals, meats and vegetables. There is more than enough to make acceptable meals. Make it your goal to clear out what you have there, before you start restocking and spending at the grocery store. There is a reason why the food is there. You bought it...now eat it.
8)Keep your car parked as much as possible.
I've been trying to cut my car usage down as much as possible. A walk or bike ride keeps my body moving, keeps me out of the house, and best of all saves gas money. I have more time to spare now. It doesn't hurt me to stretch a 30 minute trip to the supermarket to a full hour. Gas prices have been going down, so this doesn't save as much as it used to, but every penny counts.
9)Be creative in cutting some of your entertainment expenses.
My friend (also unemployed) and I like to go to the movies and/or go out to dinner. I can't afford either of these activities anymore. We've come up with a few alternatives, such as watching DVDs or on demand movies at one of our houses; picking one night a week to having a home-cooked dinner at each other's house; or bagginng our lunch and spending the afternoon at the park. Getting a little creative can be entertaining in itself.
10)Continuously monitor your spending. Don't let it get away from you.
I HATE counting my pennies. It is not who I am and what I am about. I work to enjoy life and my goal for work is to never have to worry about money. But unemployment makes this impossible. For now, watching your cash flow is your new part-time job. You get to quit, when you land a real job. Keep looking for ways to make your dollars last even longer.
So those are my tips for saving money. Love to hear yours!
Even when I am working, my basic rule is: if I don't really need it, I won't spend my money on it. Similarly, if I know I won't take care of something the way it should be taken care of--I don't get it.
That's why I don't have DVR or and IPhone. I watch enough TV as it is, I can afford to miss some. And I know I would use the IPhone technology until the battery ran out and then would forget to charge it or I would leave it somewhere and it would get stolen. Who needs that? So I make due with basic cable and a $20 Blackberry (with no Internet service) that I bought used from someone at work.
But now I have to live on a quarter of what I was making in the real world. My savings are being spent on staying up-to- date on my mortgage. I can probably do it for another six months, then I am going to be in big financial trouble.
In the meantime, I'm on the job hunt and am cutting costs where ever I can.
Here are my Top 10 Ways to Save Money While Unemployed:
1) See what programs your utility providers have in place for people in your position.
I called the cable company, told them I was unemployed and needed to cut costs. They asked, "Would taking money off my bill help me keep my services?"(ahhh yeah it would help.)...The credit card company told me that they had a hardship program, and that when I was ready, the customer service rep said, "You just need to tell us you need "hardship assistance" and they would stop charging me interest for 3 months if I continued to make minimum payments.
Every customer service I spoke to was incredibly understanding and compassionate. Some could help, some couldn't, but it doesn't hurt to ask. Just call and say, "I lost my job...can you help me get my costs down?"
2) Determine what services you can do without.
I spend about $200 a month on TV, Internet, Netflix, land line phone and cell phone and texting services. I know I could live without one or two of them. Did you know TimeWarner lets you shut cable/phone/Internet service for a month and only pay a minimal fee to keep your account active? I was thinking of trying this for a while. Maybe I could live on my cell phone, Netflix and free wifi. As long as it doesn't hurt the job search, it might be worth considering.
3) Find ways to cut back on the services you are using.
I had a personal trainer at the gym. When I lost my job...he was the first service to go. Maybe its your cleaning lady or the gym membership. There's got to be some "luxuries" you can do without.
4) Start selling off the stuff you are not using.
I have crap in my closets that I could stand to clear out. I know I could get a few bucks for them at a garage sale. Take the time to go through your stuff and ask your friends if they have anything they want to get rid of. Pick a weekend and sell your stuff. I bet that puts a few hundred in you pocket. And best of all, you clean out the clutter.
5)Stop eating out.
I know that this is a recurring theme in my blog, but really, that's how you save money. You can buy a sandwich for $5-7 in the deli, or you can make your own for about a week for around the same cost.
6)Only go grocery shopping with a list. And stick to it.
The old me would go to the grocery store 3-4 times a week to pick up the things I needed. Sometimes I would see something on the shelf, like tuna, buy a pack and come home to find that I have plenty in the cabinets. Now I make a list for the week, (which means planning for the week) and I try my best not to deviate. If you don't think of it when you are sitting in the house, you probably don't need it.
7)Make it your goal to clear out your cabinets.
I've got cans of soup, tuna cans, and frozen meals, meats and vegetables. There is more than enough to make acceptable meals. Make it your goal to clear out what you have there, before you start restocking and spending at the grocery store. There is a reason why the food is there. You bought it...now eat it.
8)Keep your car parked as much as possible.
I've been trying to cut my car usage down as much as possible. A walk or bike ride keeps my body moving, keeps me out of the house, and best of all saves gas money. I have more time to spare now. It doesn't hurt me to stretch a 30 minute trip to the supermarket to a full hour. Gas prices have been going down, so this doesn't save as much as it used to, but every penny counts.
9)Be creative in cutting some of your entertainment expenses.
My friend (also unemployed) and I like to go to the movies and/or go out to dinner. I can't afford either of these activities anymore. We've come up with a few alternatives, such as watching DVDs or on demand movies at one of our houses; picking one night a week to having a home-cooked dinner at each other's house; or bagginng our lunch and spending the afternoon at the park. Getting a little creative can be entertaining in itself.
10)Continuously monitor your spending. Don't let it get away from you.
I HATE counting my pennies. It is not who I am and what I am about. I work to enjoy life and my goal for work is to never have to worry about money. But unemployment makes this impossible. For now, watching your cash flow is your new part-time job. You get to quit, when you land a real job. Keep looking for ways to make your dollars last even longer.
So those are my tips for saving money. Love to hear yours!
Friday, July 24, 2009
The Phone Interview - My Top 5 Lessons Learned
Back in the day, employers would drag you in to the city for a face-to-face interview, only to find out that you are not the right candidate for the job.
True story. I had a head hunter send me on an interview at a company over an hour away. After gas and tolls it was a $30 trip. I wasn't excited about the commute, or possibly having to move, but after a few months of unemployment, I was open to everything. She didn't have a job description she could share with me, but she felt this was a good fit. Anyway, when I get to the place, the guy asks me a few questions related to my experience, and says, "I don't think you have the experience we are looking for." and I think he was 100% right. My head hunter screwed up. And it cost me. Really...$30 is a lot for someone who was on a fixed income.
Today, it seems like employers are starting the process with a phone interview, which is both good and bad.
Good aspects of a phone interview
Bad aspects of a phone interview
My ultimate goal (as is everyone else's) is to get to the next interview...the real interview. And you only have to mess up a few of these interviews to know that you need to change your approach to them.
Here are my top 5 Lesson's Learned for Phone Interviews
(I may add more in the future, but here are the five I could come up with):
1)Find a good spot for the interview.
I've learned from experience that a busy Starbucks, or my friend's car while we are driving with her 2 year old daughter, or my bed are not good interview environments. While these are good locations for a casual conversation, they absolutely terrible for an interview.
A quiet room, at a desk or table, with your resume in front of you (and if possible the job description) is the best. I also have a pad to take notes (a luxury you don't get in a face-to-face interview).
2)Land Line is better than the cell phone.
Cell phone service seems to drop out when you need it the most. And what do you do when the call drops and the number that shows in the caller id is the company's main number, not the person's direct line? I'll tell you from experience. You just have to wait for the call back.
Stack the cards in your favor with a clear call from a land line. If you don't have one, this (unfortunately) is the time to invest.
3)It is better to stand up, walk around during the interview.
I guess it makes sense. That's how sales people work the phones. And on a phone interview, you are trying to make the biggest sale of all...your next interview. It changes the way you sound. I've tried this on my last interview, and it worked. I think I sounded more dynamic, more engaged. I was literally thinking on my feet.
4)Be prepared.
Yes, this sounds obvious. But somehow with a phone interview I seemed to forget that it was more than a casual call. Researching the company, having a clear understanding of the job description and how this applies to your experience is incredibly important. You really need to be on your game as much or even more on these interviews.
5)Don't forget the "Thank You."
The phone interview feels really casual, but it is an interview. You have to remember to say "Thank you." I use my notepad to take notes about the job. One of the questions is "What do you think is the biggest challenge for your business or for this position." When I am trying to secure the next interview, I try to address this with my skills in my Thank You letter.
Well those are my tips. I hope others will share and help me add to this list.
True story. I had a head hunter send me on an interview at a company over an hour away. After gas and tolls it was a $30 trip. I wasn't excited about the commute, or possibly having to move, but after a few months of unemployment, I was open to everything. She didn't have a job description she could share with me, but she felt this was a good fit. Anyway, when I get to the place, the guy asks me a few questions related to my experience, and says, "I don't think you have the experience we are looking for." and I think he was 100% right. My head hunter screwed up. And it cost me. Really...$30 is a lot for someone who was on a fixed income.
Today, it seems like employers are starting the process with a phone interview, which is both good and bad.
Good aspects of a phone interview
- You don't have to get all dressed up. I still haven't had to run out to buy a new interview suit. This had saved me at least a couple of hundred dollars, which is a blessing when you are counting your pennies.
- You don't have to spend money to commute to the interview.
If the job isn't a good match, the interview only cost you time. If it is a good match, you saved at least $10 on commuting costs for this introductory interview and you won't mind spending "good money" on the next set of interviews with the upper echelon, which are the interviews you are really interested in anyway.
Bad aspects of a phone interview
- You lose the sense of excitement that goes with going on an real interview.
I find it difficult to be excited as I take the call in my bathrobe. Unlike the face-to-face interview, the 30 minute phone interview doesn't consume my day. I do it and I move on with my daily unemployment activities. - Face to face interaction is so much more powerful than a voice on the phone.
I personally have a terrible phone voice. I sound like a 10 year old. In the business world, that's not necessarily a good thing. If you saw me in person, you might think a little differently about me. But how do you explain this on the phone? - Phone interviews requires a different set of communication skills. Just from reading my 3 points above, I know I need to work on my phone interview skills, in terms of what I sound like and how I approach the phone interview itself.
My ultimate goal (as is everyone else's) is to get to the next interview...the real interview. And you only have to mess up a few of these interviews to know that you need to change your approach to them.
Here are my top 5 Lesson's Learned for Phone Interviews
(I may add more in the future, but here are the five I could come up with):
1)Find a good spot for the interview.
I've learned from experience that a busy Starbucks, or my friend's car while we are driving with her 2 year old daughter, or my bed are not good interview environments. While these are good locations for a casual conversation, they absolutely terrible for an interview.
A quiet room, at a desk or table, with your resume in front of you (and if possible the job description) is the best. I also have a pad to take notes (a luxury you don't get in a face-to-face interview).
2)Land Line is better than the cell phone.
Cell phone service seems to drop out when you need it the most. And what do you do when the call drops and the number that shows in the caller id is the company's main number, not the person's direct line? I'll tell you from experience. You just have to wait for the call back.
Stack the cards in your favor with a clear call from a land line. If you don't have one, this (unfortunately) is the time to invest.
3)It is better to stand up, walk around during the interview.
I guess it makes sense. That's how sales people work the phones. And on a phone interview, you are trying to make the biggest sale of all...your next interview. It changes the way you sound. I've tried this on my last interview, and it worked. I think I sounded more dynamic, more engaged. I was literally thinking on my feet.
4)Be prepared.
Yes, this sounds obvious. But somehow with a phone interview I seemed to forget that it was more than a casual call. Researching the company, having a clear understanding of the job description and how this applies to your experience is incredibly important. You really need to be on your game as much or even more on these interviews.
5)Don't forget the "Thank You."
The phone interview feels really casual, but it is an interview. You have to remember to say "Thank you." I use my notepad to take notes about the job. One of the questions is "What do you think is the biggest challenge for your business or for this position." When I am trying to secure the next interview, I try to address this with my skills in my Thank You letter.
Well those are my tips. I hope others will share and help me add to this list.
Thursday, July 23, 2009
Top 10 Ways to Keep in Shape While Unemployed
One of my biggest concerns about losing my job is the fact that my daily routine is now out of wack. When I was working, breakfast, lunch, dinner, exercise and sleep were scheduled around the eight-hour "work day." Now, until I find my next job, my "work day" is whatever I want it to be. That is way too much freedom for me.
Any time "life interruptions" (like this one) happen to me, diet and exercise are the first things go out the window. So I developed a list of guidelines to keep me on track.
Here are my top 10 ways to keep in shape while unemployed:
1)Wake up and get dressed at a decent hour.
For me, a decent hour is 8:30. I have found that if I don't get dressed early in the day, I will stay in my PJ's ALL day. And 9 times out of 10, that means a full day of watching TV, back and forth to the fridge and little to no exercise. Don't fall into this habit. Getting dressed leads to going outside and moving.
2)Plan your day around the gym class schedule.
I made a daily schedule of classes I like at the gym. Some are in the morning, and some are in the evening. It doesn't matter. I know I have to get out of the house sometime during the day. I have to drive to the gym, so while I am out, I try to get as many errands done as possible. If you can't afford the gym, excercise DVDs are the next best thing. Create your own "gym schedule." Work out at home with Jillian Michaels, and Denise Austin. Its something to do when you don't have anything else going on.
3)Keep your car parked. Walk (or bike ride) whenever you can.
A walk or bike ride keeps your body moving, keeps you out of the house, and best of all saves gas money. I get my best ideas (including this blog) on my outings. You have more time to spare now. Take advantage of that.
4)Make lists of things you have to do for tomorrow.
This is another way to make sure you don't end up in front of the TV all day. I love the sense of accomplishment of crossing things off my list. You can put ANYTHING on this list, from making the bed, to doing a job search, to going to the gym. The more things outside of the house the better. But no matter what the task, the list keeps you moving.
5)Keep the junk food out of the house.
No matter how much you plan, a good portion of your day is going to be in your house, and that is way too much access to the fridge and the pantry. I personally don't have the self control to not eat the bad foods. Keeping them out of the house is the best way to keeping them out of your mouth.
6)Stop eating out.
First of all, making your own meals saves money. Second of all, you maintain control of your eating habits. Eating out was one of my favorite "out-of-the-house activities," but this makes staying healthy very difficult. Making your meals at home will keep your eating on track.
7)Get creative with your cooking.
You can't say you don't have the time. I enjoy good food. And now I have the time to make it. I invite over my friends, or freeze the leftovers for another day. Healthy food can taste good...it tastes even better when YOU make it with love!
8)Become a tourist in your own city.
Every city has free activities...take advantage! My friend and I decided to go visit parks and museums around the city. Its (virtually) a free activity and it gets us out of the house. We've been thinking of some business ideas based on our outings. Get yourself outside, get some exercise and open your eyes...opportunities are out there, you just have to find them.
9)Get a new (active) hobby.
Get creative. Find something you like to do that keeps you active. Right now, my new hobby is biking. I mostly do it on the weekends, but I can see it creeping into my week days. You get where you are going faster, and you get to go farther than you can walking. Consider Racquetball, Tennis, Bird Watching...all good. Just do it.
10)Go to bed at a decent hour.
This goes hand in hand with tip number one. I find it easy to get in the habit of going to bed late, because I don't have to get up early. But that's not healthy. You can't get up at a decent hour, if you are going to bed late. And on top of that, sleep is a key factor in weight loss. Get to bed and start your days off FRESH.
Well that's my Top 10 tips for Unemployment Health. Probably the golden rule of all of them is "Practice what you preach." I'm going to bed. I have a big list for tomorrow.
Any time "life interruptions" (like this one) happen to me, diet and exercise are the first things go out the window. So I developed a list of guidelines to keep me on track.
Here are my top 10 ways to keep in shape while unemployed:
1)Wake up and get dressed at a decent hour.
For me, a decent hour is 8:30. I have found that if I don't get dressed early in the day, I will stay in my PJ's ALL day. And 9 times out of 10, that means a full day of watching TV, back and forth to the fridge and little to no exercise. Don't fall into this habit. Getting dressed leads to going outside and moving.
2)Plan your day around the gym class schedule.
I made a daily schedule of classes I like at the gym. Some are in the morning, and some are in the evening. It doesn't matter. I know I have to get out of the house sometime during the day. I have to drive to the gym, so while I am out, I try to get as many errands done as possible. If you can't afford the gym, excercise DVDs are the next best thing. Create your own "gym schedule." Work out at home with Jillian Michaels, and Denise Austin. Its something to do when you don't have anything else going on.
3)Keep your car parked. Walk (or bike ride) whenever you can.
A walk or bike ride keeps your body moving, keeps you out of the house, and best of all saves gas money. I get my best ideas (including this blog) on my outings. You have more time to spare now. Take advantage of that.
4)Make lists of things you have to do for tomorrow.
This is another way to make sure you don't end up in front of the TV all day. I love the sense of accomplishment of crossing things off my list. You can put ANYTHING on this list, from making the bed, to doing a job search, to going to the gym. The more things outside of the house the better. But no matter what the task, the list keeps you moving.
5)Keep the junk food out of the house.
No matter how much you plan, a good portion of your day is going to be in your house, and that is way too much access to the fridge and the pantry. I personally don't have the self control to not eat the bad foods. Keeping them out of the house is the best way to keeping them out of your mouth.
6)Stop eating out.
First of all, making your own meals saves money. Second of all, you maintain control of your eating habits. Eating out was one of my favorite "out-of-the-house activities," but this makes staying healthy very difficult. Making your meals at home will keep your eating on track.
7)Get creative with your cooking.
You can't say you don't have the time. I enjoy good food. And now I have the time to make it. I invite over my friends, or freeze the leftovers for another day. Healthy food can taste good...it tastes even better when YOU make it with love!
8)Become a tourist in your own city.
Every city has free activities...take advantage! My friend and I decided to go visit parks and museums around the city. Its (virtually) a free activity and it gets us out of the house. We've been thinking of some business ideas based on our outings. Get yourself outside, get some exercise and open your eyes...opportunities are out there, you just have to find them.
9)Get a new (active) hobby.
Get creative. Find something you like to do that keeps you active. Right now, my new hobby is biking. I mostly do it on the weekends, but I can see it creeping into my week days. You get where you are going faster, and you get to go farther than you can walking. Consider Racquetball, Tennis, Bird Watching...all good. Just do it.
10)Go to bed at a decent hour.
This goes hand in hand with tip number one. I find it easy to get in the habit of going to bed late, because I don't have to get up early. But that's not healthy. You can't get up at a decent hour, if you are going to bed late. And on top of that, sleep is a key factor in weight loss. Get to bed and start your days off FRESH.
Well that's my Top 10 tips for Unemployment Health. Probably the golden rule of all of them is "Practice what you preach." I'm going to bed. I have a big list for tomorrow.
Wednesday, July 22, 2009
Top Ten Job Search Sites for Marketers
The first line of offense for finding a new job are working the job listing websites. Applying to these sites are like playing lotto. You are one of a million people sending in your resume through this channel. If you resume gets noticed its a mini-miracle. But just like lotto, "you have to be in it (to win it)."
If you don't know someone on the inside...This method of applying is better than nothing.
Here are some of the sites that I found:
1) INDEED.com
This site lists jobs posted on thousands of company career sites and job boards. It is a wonderful research tool and starting point for job hunting. It's simple, easy layout is easy to read and navigate.
2) MarketingSherpa.com
Marketing Sherpa is well known in the marketing industry and in addition to job listings, this site offers marketing case studies and reports that keep you on top of what is going on in the real world.
3)MediaBistro.com
This site is dedicated to media professionals. The site is simple, but another resource.
4) SocialMediaJobs.com.
If you are into social media, like I am, this is a site to look at. I didn't see a lot of listings for New York, but you never know.
5) MarketingHire.com.
This site is for marketing professionals.
6)Monster.com.
We all know this site...its a leader in the job search market.
7)JobFox.com.
This is the newest site out there. It has a thorough sign up process that goes through each aspect of your resume. Pushes for an membership to the site, but again, just another resource.
8) Linkedin.com
This is a social networking site but it also includes job listings. You can use your network to help you make your valuable connections.
9) Facebook.com
Yes Facebook. What's to stop you from adding a status of " I am looking for a job in xxxx. Does anyone know someone who works at yyy?"
10) CareerBuilder.com
This site is owned by Gannett Co, Inc., Tribune Company, The McClatchy Company, and Microsoft Corp. It offers a vast online and print network to help job seekers connect with employers.
Realistically, you shouldn't use these sites as your only strategy for finding a job, but rather use them as a research tool to find what is out there.
If you don't know someone on the inside...This method of applying is better than nothing.
Here are some of the sites that I found:
1) INDEED.com
This site lists jobs posted on thousands of company career sites and job boards. It is a wonderful research tool and starting point for job hunting. It's simple, easy layout is easy to read and navigate.
2) MarketingSherpa.com
Marketing Sherpa is well known in the marketing industry and in addition to job listings, this site offers marketing case studies and reports that keep you on top of what is going on in the real world.
3)MediaBistro.com
This site is dedicated to media professionals. The site is simple, but another resource.
4) SocialMediaJobs.com.
If you are into social media, like I am, this is a site to look at. I didn't see a lot of listings for New York, but you never know.
5) MarketingHire.com.
This site is for marketing professionals.
6)Monster.com.
We all know this site...its a leader in the job search market.
7)JobFox.com.
This is the newest site out there. It has a thorough sign up process that goes through each aspect of your resume. Pushes for an membership to the site, but again, just another resource.
8) Linkedin.com
This is a social networking site but it also includes job listings. You can use your network to help you make your valuable connections.
9) Facebook.com
Yes Facebook. What's to stop you from adding a status of " I am looking for a job in xxxx. Does anyone know someone who works at yyy?"
10) CareerBuilder.com
This site is owned by Gannett Co, Inc., Tribune Company, The McClatchy Company, and Microsoft Corp. It offers a vast online and print network to help job seekers connect with employers.
Realistically, you shouldn't use these sites as your only strategy for finding a job, but rather use them as a research tool to find what is out there.
I'm Jobless...but not hopeless
That's right. I'm a Marketer in NYC and I am out of work. I'm not alone. NYC is currently showing an 8.6% unemployment rate. We haven't quite hit our 1992 high of 9.3%, but we seem to be trending right up there. At least I know I am in good company.
Well, I'm not giving up. This blog is to keep me thinking, and to keep me working towards the ultimate goal of finding my next job. If I can help a few people along the way, even better.
My dream is to find the perfect job, the one that makes me feel like my being laid off from my last one "happened for a reason." That perfect job is working for a company that I believe in. A company that makes the world a better place through education, charity, or innovation. However, I will be thankful for anything the unemployment Gods send my way.
My goals for this Blog
Well, I'm not giving up. This blog is to keep me thinking, and to keep me working towards the ultimate goal of finding my next job. If I can help a few people along the way, even better.
My dream is to find the perfect job, the one that makes me feel like my being laid off from my last one "happened for a reason." That perfect job is working for a company that I believe in. A company that makes the world a better place through education, charity, or innovation. However, I will be thankful for anything the unemployment Gods send my way.
My goals for this Blog
- Create Daily Postings on Topics related to my Job Search
- Increase my online skills
- Get the perfect job within the next 100 days.
Subscribe to:
Posts (Atom)